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Is Homeownership right for you?

Buying a home is one of the biggest emotional and financial decisions you will ever make. You need to be prepared and we are here to help you every step of the way. Here are a few things that you should consider:

Renting or Owning: There is a vast difference between renting and buying a home. We suggest you go through the advantages and disadvantages of both and make the decision that best fits you.

Know the Different Types of Ownership:

  • Condo/Townhouse: you take care of the inside but you pay a monthly fee for a corporation to look after the outdoor common areas and maintenance.
  • Freehold: it is yours and you look after the entire property.

Needs and Wish List: Make a list of the things you must have, like a certain number of bedrooms, garage, fenced yard, close to a certain school area etc. Then do a list of wish-to-have items like a deck, pool, finished rec room etc. These lists will help you down the road when you start looking at homes.

Know the market in your area: The market can be different from neighbourhood to neighbourhood and region to region. Knowing the market in the area you are looking at will help you be prepared.

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